Kashyka Layby keeps deposits, reminders,and receipts in one clear payment flow.
Kashyka helps people, families, merchants, and businesses manage layby plans without switching between disconnected payment tools. One flow can keep deposit amounts, installment reminders, payment action, and proof of completion together.
Explore Layby Flow
Deposit tracking
Keep the first payment, the remaining balance, and the next step in one place.

Scheduled reminders
Send reminders early before each layby installment is due.

Flexible completion
Let people keep topping up in smaller amounts until the purchase is fully cleared.

Records and receipts
Confirm each payment and keep proof ready for later follow-up.
How Kashyka Layby works.
Kashyka keeps the layby journey simple. First you see what is pending, then you remind when needed, pay from the same flow, and keep the receipt ready for later.
See what is pending
Keep every pending layby payment visible before it turns into a missed instalment.
Remind early
Send follow-ups before each layby instalment date arrives.
Pay from one flow
Use the same balance to clear layby instalments instead of switching between separate tools.
Keep the receipt
Store payment proof and status updates in one place for pickup or later follow-up.
Layby plans Kashyka can help you manage.
The same layby flow can support the staged purchase categories people already use well: devices, school items, home goods, retail pickups, family plans, and merchant orders that need reminders and records.

Phone and device plans
Track deposits and staged payments for phones, tablets, and other devices.

School item plans
Manage uniforms, laptops, desks, and other planned school purchases over time.

Home and furniture plans
Handle sofas, beds, electronics, and other household purchases through staged payments.

Retail pickups
Reserve products early, then keep topping up until pickup is ready.

Bulk family plans
Coordinate grouped purchases that need several contributions before completion.

Merchant orders
Keep order records, staged payments, and customer follow-up connected in one place.
See one layby journey from due to paid.
This demo shows the same steps that matter in real layby flows: keep the payment visible, remind early, confirm payment, and keep the record easy to find again.
Send reminders before a layby instalment slips past the due date. The point is to keep payment action early and clear, not rushed at the last minute.
Built for repeat layby payments, reminders, and records.
Strong layby flows are not only about paying once. They also need saved details, repeat payment habits, reminders, receipts, and clear follow-up for the next due date. Kashyka keeps those steps connected inside one payment experience.
Save layby details once
Keep plan references, balances, and pickup notes ready for the next payment.
Handle repeat payments
Support the kind of recurring staged payment habits people use for devices, furniture, school items, and merchant orders.
Keep clear records
Return reminders, receipts, and payment status to one visible history for easier follow-up.

One clear layby flow helps people complete payments on time.
When the deposit, reminder, payment step, and receipt stay together, it becomes easier to act early, trust the process, and return to the same flow for the next installment.
Continue layby payments on mobile.
Scan the QR code or download the app to keep following deposits, reminders, and payment records from the same layby flow.
Desktop visitors can scan now and continue the layby flow on mobile.
