Payments checkout
Let returning users pay from stored balance on app or web without relearning the journey.
Kashyka Payments have become the everyday home for money movement to various destinations across Kenya and beyond.
Kashyka Payments give individuals, developers, businesses, and merchants one place to send, collect, disburse, and settle money across everyday digital finance flows. Payments are at the heart of the Kashyka experience, and the more they can do, the more they can connect.
Explore Payments Flow
P2P transfer
Move money instantly between people from one familiar payments balance.
C2B collection
Collect from customers, agents, and field teams without breaking the payments flow.
B2C payout
Release salaries, refunds, rewards, and other outbound transfers from one rail.
B2B settlement
Keep supplier and partner settlement connected to the same operating payments flow.
How Kashyka Payments work.
Kashyka Payments are the operating layer that keeps multiple transaction types readable. Instead of separating personal transfer, merchant collection, payout, and settlement into disconnected journeys, the payments flow keeps them under one balance, one logic, and one visible activity trail.
01
Start from one balance
The same Kashyka payments flow can hold value for personal transfer, merchant collection, team payout, and partner settlement without sending users into different systems.
02
Choose the right movement path
Once a balance is ready, the user can send directly to a person, collect from a customer, release a payout, or settle a business obligation from the same payments logic.
03
Keep one visible activity trail
Every action returns to a shared record, so users can confirm what moved, who received it, what it cost, and what should happen next.
See one payments action move end to end.
This live simulator demonstrates a direct payments transfer, but it reflects the same movement logic Kashyka uses for customer collection, outbound disbursement, and partner settlement.
Run a live payments transfer
Enter an amount and recipient to show how Kashyka can move money quickly while keeping fees, destination, and final confirmation visible.
Kashyka feeKSh 10
Estimated legacy feeKSh 15
Payments pathDirect payments rail
Payments activity preview
This preview shows the movement path from one Kashyka balance to the receiving side while preserving a readable confirmation state.
KSh 750
SourceKashyka payments balance
Recipient0722123456
Movement speedInstant confirmation
YouRecipient
Send money to demonstrate the same payments rail behind P2P, C2B, B2C, and B2B activity.
Use the same payments flow on app, web, and shared payment links.
Payments do not always start on the main transfer screen. Kashyka Payments can still handle checkout, payment links, reminders, and payouts with the same simple flow.
Collection links
Share remote requests when the payer is not physically present but should still pay through the same payments rail.
Scheduled payouts
Prepare salaries, rewards, refunds, or supplier releases from one payments-led operating surface.
Activity traces
Keep reminders, confirmations, and follow-up records visible after each collection or transfer.
From checkout to operations, keep everything on one payments flow.
Once the payments flow works on app, web, and payment links, the same flow can also support collections, payouts, and daily business tasks. That keeps the experience clear for both users and teams.
Let people start the same payments flow on mobile or on the web.
Use one payments balance for customer checkout and merchant collection.
Keep confirmations, status updates, and records in one place for easier tracking.
Built for growth. Backed by trust.
Kashyka Payments are meant to stay useful from the first transfer to the larger operating needs that come with scale. That is why the product keeps speed, visibility, and trust close to every movement.
Everyday reach
One payments flow can serve people, merchants, field teams, and business operators from the same product surface.
Growth ready
Kashyka Payments start small for daily transfers and scale into collections, payouts, and settlement as usage expands.
Clear records
Incoming and outgoing movement stays easier to reconcile when it all returns to one payments activity trail.
Low-friction speed
Users can move from decision to payment quickly, whether the moment starts in person, on mobile, or through a shared link.
Trusted security
Payments keep visibility, confirmation, and confidence close to the transaction instead of hiding them in disconnected flows.
One clear payments flow leads to repeat use.
The journey above shows how one payments flow can send, collect, pay out, and settle money. When those steps stay simple and familiar, people can trust the service more, return to it more often, and use it across more daily payment needs.
Continue with Kashyka Payments on mobile.
Scan the QR code or download the app to keep using the same payments flow for transfers, collections, payouts, and settlement.
Download App
Desktop visitors can scan now and continue the payments flow on mobile.
